
Florida’s Church Construction Ministry — Building with Integrity, Transparency, and a Heart for the Gospel
At Cost Church Builders is a church construction ministry dedicated to helping congregations build, renovate, and expand their facilities — without the burden of profit-driven markups. With over 40 years of professional church construction management experience, we serve as your trusted church building consultant and on-the-ground partner from the first planning meeting to the final dedication.
Our at-cost church building model saves churches up to 20% compared to traditional commercial contractors — keeping resources where they belong: in ministry, not margins. Led by Dr. Terry Pittman, licensed Florida contractor (CBC 1268037) and ordained minister, we don’t just build buildings. We build the Church.
MEET TERRY…
Terry Pittman Licensed Church Building Florida Contractor (CBC 1268037) & Ordained Minister



Dr. Terry Pittman brings over 40 years of experience in church construction management, commercial building, and faith-based leadership to every project he oversees. As a licensed Florida Commercial Contractor (CBC 1268037) and Certified Public Manager, Terry has guided churches through every phase of construction — from concept planning and feasibility to design, permitting, and final completion.
But Terry is more than a church building contractor. As an ordained minister, his work is rooted in a genuine calling to serve the body of Christ. Every project reflects his commitment to integrity, stewardship, and servant leadership — honoring God through professional excellence and transparent construction management.
Whether your congregation is planning a new sanctuary, a renovation of existing facilities, or a full campus expansion, Dr. Pittman becomes a trusted member of your leadership team — hands-on, fully available, and personally invested in your ministry’s success.
WHAT WE DO
Church Building Feasibility & Concept Planning
Before a single nail is driven, we help your church building committee establish a clear vision. Our church building consultant services include feasibility studies, site assessments, master planning, and ministry-aligned goal setting — so your project starts with a solid, God-honoring foundation.
Church Design Build Consultations
Our church design build approach brings architecture and construction strategy together early in the process. We collaborate with your team and trusted architects to develop spaces that are functional, inspiring, and budget-conscious — ensuring your facility serves your congregation for decades to come.
New Church Construction, Renovation & Expansion
From new sanctuary builds to church renovation services and campus expansion projects, we handle church construction of all sizes. Whether you’re building from the ground up or breathing new life into an existing facility, our team delivers quality craftsmanship with ministry-centered values.
Church Construction Project Management & Supervision
Our church construction management services provide hands-on oversight of every subcontractor, vendor, and phase of your build. We serve as your church owner representative — protecting your congregation’s investment with accountability, transparency, and professional expertise.
The considerations of construction for churches can often be stressful and overwhelming. Terry Pittman (Florida Contractor & Ordained Minister in Central Florida) shares his heart about how he helps and partners with pastors who feel the calling in expanding God’s kingdom – through skillfully building up the local church through at-cost construction services for those who have been called to go build Christ’s Church.
ABOUT OUR MINISTRY
At Cost Church Builders operates under Makers Architectural Provision ministry — a faith-based construction organization with a singular mission: helping churches build wisely for the glory of God. We are more than a church building company. We are servants of Christ who happen to hold a Florida contractor’s license.
Our church construction ministry was born out of a deep conviction that too many congregations are overpaying for facilities — resources that could otherwise fuel discipleship, outreach, and Kingdom growth. By operating at cost, we eliminate the profit motive entirely, giving your church honest pricing, full financial visibility, and a construction partner whose only agenda is your ministry’s flourishing.
Where God directs, we go. And when we go, we go with honesty, dependability, and a heart to serve His Church.
Why Churches Across Florida Choose At-Cost Church Building Services
- Save 20% or more on church construction costs by eliminating contractor profit markups
- Protect your congregation’s giving through licensed, legally compliant church construction management
- Build with full transparency — open books, honest reporting, and zero hidden fees
- Strengthen donor credibility with a stewardship model your congregation can stand behind
- Expand your ministry’s reach by freeing up capital for outreach, staffing, and discipleship
- Gain a dedicated church building consultant who functions as part of your staff — hands-on and fully available throughout your project

OUR PROCESS
Our Church Construction Management Process — Clear, Trustworthy, and Ministry-Focused:
We know that a church building project is one of the most significant undertakings your congregation will ever face. Our six-phase church construction management process is designed to reduce stress, protect resources, and keep your leadership in control at every step.
Phase 1: Preparation
Vision casting, prayer, and authentic planning with your church leadership. We help define your ministry needs, timeline, and budget expectations before any commitment is made.
Phase 2: Legal & Financial
Full compliance with IRS requirements, insurance standards, and Florida state regulations — with complete transparency so your board and donors can trust the process.
Phase 3: Zoning & Permitting
We coordinate with engineers, architects, and local authorities to navigate the regulatory landscape efficiently — saving your church time, money, and frustration.
Phase 4: Church Master Planning & Design
Collaborative planning with your architects and ministry teams to develop functional, inspiring spaces. This is where your church campus development vision becomes a buildable reality.
Phase 5: Church Construction
Hands-on, dependable project oversight by Dr. Pittman and a skilled team of trusted subcontractors — delivering quality church construction with full accountability and stewardship.
Phase 6: Completion & Dedication
Final inspections, punch lists, and celebrating the finished work with your congregation as you step into a new chapter of ministry.
WHY CHOOSE US
For-Profit Contractors Build for Margin. We Build for the Mission.
There’s no shortage of church construction companies in Florida. But there’s only one church construction ministry operating at cost, led by a licensed contractor and ordained minister who answers to God before he answers to a bottom line.
- Save 20% or more compared to standard church construction costs in Florida
- At-cost model: every dollar your congregation gives is reinvested into ministry, not profit
- 40+ years of experience in church construction management and commercial building
- Honest, open-book process with full financial visibility throughout your project
- Florida licensed contractor oversight — legal, ethical, and fully insured
- We serve as your church owner representative — hands-on, dependable, and available
- Ministry-focused church renovation services, new construction, and campus expansion
- Rooted in integrity, authenticity, and credibility from the first conversation to the final walk-through



If you have been blessed with the gift of construction; what if God has given you the talent to build His kingdom? Terry Pittman (Florida Contractor & Ordained Minister) makes a call-to-action to all faith-centered builders throughout the southeastern United States; if you have been called by God to step out in faith – let’s combine our abilities in construction and partner in skillfully building God’s Kingdom!

OUR PARTNERS
Pittman & Sons Outdoor Living
Trusted Screen Enclosure & Outdoor Living Specialists
Pittman & Sons Outdoor Living is a fully licensed and insured contractor serving Central Florida with over 35 years of combined experience in screen enclosures, Florida rooms, pool enclosures, and screened patio installations. Based in the Titusville area, they’ve built a strong reputation for quality craftsmanship and outstanding customer service across Brevard County, East Polk County, Orlando, Kissimmee, and surrounding communities — earning recognition from the Titusville Award Program for exceptional service.
Why They’re a Good Fit for This Ministry:
When a church builds or renovates, the outdoor and transitional spaces matter just as much as the sanctuary walls. Pittman & Sons brings the same values that drive At Cost Church Builders — dependability, quality, and a commitment to doing the job right — to the exterior elements that make a church campus welcoming, functional, and safe. From screened gathering areas to Florida rooms that serve as multipurpose ministry spaces, they’re a natural extension of the work we do.
Evolve Contracting
Professional Lawn, Landscaping & Hardscape Services
Evolve Contracting is a Polk County-based lawn care, landscaping, and hardscape company that has been serving residential, commercial, and HOA properties since 2010. Their comprehensive services include lawn maintenance programs, sod installation, landscape design with 3D renderings, irrigation systems, drainage solutions, hardscape installations (patios, walkways, retaining walls), tree services, and outdoor living construction. In 2021, they earned a spot on the Inc. 5000 list — a mark of significant growth and operational excellence. They serve communities across Polk County including Bartow, Lakeland, Haines City, Davenport, and beyond.
Why They’re a Good Fit for This Ministry:
First impressions matter, and a church campus that is well-maintained, beautifully landscaped, and thoughtfully designed communicates care, order, and excellence to the congregation and community it serves. Evolve Contracting shares a commitment to professionalism and quality results that aligns well with the stewardship-focused approach of At Cost Church Builders. As a local Polk County company with proven experience on commercial and community properties, they’re a trusted resource for churches looking to complete their campus with grounds and outdoor spaces that reflect the integrity of the ministry inside.

Let’s Build God’s House Together
Whether you’re in the early stages of church building planning or ready to break ground, we’d love to talk. At Cost Church Builders provides church construction management, at-cost building services, and faithful partnership to congregations across Florida and beyond.

